An AZ title loan will give you the money you need today and you get to keep your car!
Our No-Hassle Process Makes Getting Your auto title loan in Arizona Fast and Easy!
Even if your vehicle isn't paid off yet, give us a call, we still may be able to get you the money you need for your title loan.
No Credit Check Title Loan
Get your money in less than 20 minutes. If you've had credit problems in the past, an AZ title loan is a great option. Your car, not your credit, qualfies you for our auto title loans in Arizona.
Best Title Loan Rates in Arizona
Doing business with Southwest Title Loans means you’re going to get the best rate in Arizona on your auto title loan.
Our auto title loans are 30 day interest only loans. If you are unable to repay your loan in a timely manner we may pursue payment through collections which could result in you being responsible for additional legal fees and court costs. If we decide to take action in the form of repossession of the collateral, any such action would be in compliance with all provisions of A.R.S., Title 47, Chapter 9.
If you are unable to repay your loan, collections efforts will begin immediately. Collections practices are subject to the Fair Debt Collection Practices Act. Debt collection efforts may include the following: telephone calls to your home or place of employment between the hours of 8:00 a.m. and 9:00 p.m., voicemail messages, notices by mail, door to door, email (in accordance with CAN-SPAM Act) and text messaging (in accordance with FCC Regulations for SMS opt-in). Debt collectors may not harass you, make false statements, threaten arrest, or engage in any other unfair practices.
We do not run your credit with Equifax, Transunion or Experian to determine loan qualification, loan amount or interest rate. Doing so can result in a reduction of your credit score by a small number of points each time that it is run. We do not report your payment history to the credit bureaus therefore your credit score will not be affected either positively or negatively by your payment history. We may take steps to verify the accuracy of the information you have provided including, but not limited to, clear vehicle title, your social security number, driver’s license number, national ID, or any other state or federal identifications. We may review your information against other national databases to determine your credit worthiness or credit capacity.
Our auto title loan is a 30 day loan. You can choose to pay off your loan at any point during the term of the loan. Should you choose to pay off your loan early you would be responsible for the principal and the interest that was accrued for the number of days that you held the loan. There are no fees or penalties associated with paying a loan off early. If you require more time to pay off your loan, you can choose to automatically renew your loan for another 30-day period. There are no fees associated with renewing a loan. If a loan is renewed for an additional 30-day period it is treated as an entirely new loan subject to the same rate, terms and conditions as the original loan.
Disclosure: This is a solicitation for a title loan. This is not a guaranteed offer and is subject to Southwest Finance, LLC client approval. Actual loan amount subject to vehicle evaluation at inspection and complete and approved application. Certain limitations apply. All loans subject to customer’s ability to repay. Some title loans subject to liberal credit policies and limitations, if any. This site is affiliated with one or more licensed vendors referenced herein. This site is owned and operated by Southwest Finance, LLC, an Arizona licensed sales and finance company. In Arizona: Title loans offered by Southwest Finance, LLC will be made or arranged under the Arizona Division of Financial Institutions License Number 0906948.